Meet The CEO

Luis Pena is the founder and CEO of Master the Credit, bringing years of experience in the credit repair industry. Driven by a passion for helping individuals break free from the limitations of bad credit, Luis has dedicated his career to providing honest, transparent, and effective credit solutions.

Meet The Team

At Master the Credit, we believe that credit repair isn’t just about numbers—it’s about people. Our team is passionate about helping you regain control of your financial future with honesty, integrity, and personalized support. Get to know the dedicated professionals who work tirelessly to make your credit goals a reality.

Meet the Team of Professionals

Meet the dedicated team behind Master The Credit. Our credit specialists are passionate about helping you understand your credit report, navigate challenges, and take the right steps toward financial confidence. With experience in credit education and financial guidance, we’re here to support your journey every step of the way.

Luis Peña

CEO/Owner

Larissa Peña

Co-Owner

Riche Peña

Credit Resolution Specialist

Anthony Peña

Credit Resolution Specialist

Silverio Peña

Credit Resolution Specialist

Peyton Phelps

Credit Resolution Specialist

Jonathan Reyes

Credit Resolution Specialist

Ready to Work with

Experts Who Care?

At Master the Credit, we’re here to help you break free from the limits of bad credit. Our proven process focuses on identifying and disputing inaccurate, outdated, or unverifiable information on your credit report. We don’t believe in quick fixes or empty promises—just honest, effective strategies tailored to your unique situation.