Credit Literacy

At Master the Credit, we believe that credit repair is only part of the journey—understanding how credit works is the key to long-term financial success. That’s why we’re dedicated to not just helping you fix your credit, but empowering you with the knowledge to maintain and improve it for life.

Questions You

Need Answers To

What Is a Good Credit Score?

A good credit score typically ranges from 670 to 739 based on the FICO scoring model.

How Is My Credit Score Calculated?

Your credit score is based on credit utilization, payment history, length of credit history, credit mix, and new credit inquiries.

How Long Does Negative Info Stay on My Report?

Most negative items stay on your credit report for 7 years, including charge-offs, late payments, collections, and foreclosures.

Will Disputing Items Hurt My Credit Score?

No, disputing inaccurate items on your credit report will not hurt your score. In fact, if the dispute is successful and negative information is removed, it can improve your score.